Kimo Finance

Overview

Income vs Expenses (12 months)

Spending by Category

Recent Transactions

Monthly Summary

Transactions

All transactions from your accounts

Upload CSV

	Date	Description	Category	Owner	Bank	Amount	Status

Forecast

Projected monthly spending per category, learned from your history — accept, edit, or clear each one

Projected income / mo

—

from Salary settings

Forecast spending / mo

—

sum of category forecasts

Projected net / mo

—

income − forecast spending

Suggestions from the last

A rolling average of your actual spending. Edit any figure to pin your own; Clear reverts to the live average.

Salary Settings ▼ show

Category	Avg	Forecast / mo
Total / mo

Cashflow Planner

Forward-looking income and expense plan by month

Show actuals

Taxes WIP

Zurich/Volketswil income-tax estimator & renovation deductions

Wealth Tracker

Live holdings priced from the market, plus manual assets; snapshot to record history

Evaluation History

Date	3a	3b	Cash	Invested	Crypto	Apartment	Grand Total	Change	% Change	Mkt Return

No evaluations yet — click New Evaluation to add your first net worth snapshot.

Investment Strategy

Kim & Timo · Shared investment playbook

Regular Buying Schedule

Buy on day of month

Regular amount (CHF)

Frequency

Dip Buying Rules

Market dip threshold (%)

Extra buy amount (CHF)

Dip measured from

Additional dip-buying notes

What We Invest In

Asset name

Target %

Platform

Strategy, Goals & Notes

Overall investment strategy

Risk appetite

Long-term goals & timeline

Notes & anything else

Version History

No versions saved yet. Fill in your strategy above and click Save Version to create the first record.

Market Tracker

Live performance of your key indices

S&P 500SPY · S&P 500 ETF

NASDAQ 100QQQ · NASDAQ 100 ETF

Swiss Market IndexSMI · SIX Swiss Exchange

GoldXAU/USD · Spot Gold

BitcoinBTC/USD · Coinbase

EUR/CHFEUR/CHF · Forex

Detailed Chart

SARON — Swiss Average Rate Overnight

— SNB ↗

Current rate

—

Published daily by SIX / SNB. Used to calculate effective rates on SARON-linked mortgages.

History

Dip Alert Settings

Set a dip threshold below. When live dip detection is enabled in a future update, you will get a banner alert here when any index drops by this amount. Cross-reference with your Investment Strategy page.

Alert threshold (%)

Measured from

Mortgage Tracker

Track your mortgages, rates, and amortization

SNB Policy Rate

—

SARON (raw, from SNB)

—

SARON Floor — banks apply this minimum

%

Adjusted SARON — used in calculations

—

Auto-fetched from SNB · source ↗

Bills & Cash

What's coming up, and whether your balance covers it

Spending Analysis

Income, spending, and how much you keep

Income & spending

Compare to previous

Apartment (STWE)

Stockwerkeigentum · Hofwiesenstrasse 13, 8604 Volketswil · 4.5 Zimmer Dachwohnung + 2 Parkings